Persons who access the material made available by GREG HOLMES ("SITE OWNER") at the website on the World-Wide Web ("Website") agree to the following:

The entire content of this Website is subject to copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Website, provided that you do not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, or use for any commercial purpose the Website without the prior written permission of SITE OWNER. Web page links to the Website are permitted.

No Reliance
While SITE OWNER uses reasonable efforts to obtain information from sources which it believes to be reliable, SITE OWNER makes no representation that the information or opinions contained on the Website are accurate, reliable, or complete. The information and opinions contained in the Website are provided by SITE OWNER for personal use and informational purposes only and are subject to change without notice.

No Warranty
The information and opinions contained on the Website are provided without any warranty of any kind, either express or implied.

Limitations Of Liability
In no event, including (without limitation) negligence, will SITE OWNER be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in, or linking to other sites from the Website.

Linked Websites
When you access certain links on the Website you may leave the Website. SITE OWNER has not reviewed any of the websites linked to or from the Website and does not endorse or accept any responsibility for the content of such websites, nor the products, services, or other items offered through such websites.

Legal Restrictions
The Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence, or otherwise) the publication or availability of the Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Website.